P2P caters the “small-loan” niche

p2p-loan

31 Dec P2P caters the “small-loan” niche

Posted at 14:19h in Blog, News by hollandfintech 56 Comments
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P2P lending platforms fill the hole left by centralizing banks. McKinsey projects that by leveraging technology and specializing in certain niches P2P platforms are able to offer loans that are 400-500 basis points lower than traditional banks.

The recent collaboration between JP Morgan and OnDeck Capital shows that banks prefer not to have these small loans in house as they probably are less profitable to them. This example shows how banks can compromise and take advantage of the rising peer-to-peer lending.

Read more this news here!




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    Signed
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    Do you need business loan or personal car repair
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    I am a private loan to lend to businesses and
    individuals low and affordable interest
    the rate of 2%. Interest? Contact us to monitor
    and loan processing
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  • ortiz

    Please I beg you to publish and share this message with me.
    Thank you for understand me
    Hello
    Testimony of loan Amazing , thanks Ms. meri sauvou a wonderful woman, I have known a funding group credit agricole, which helps people in their making loans and that my be granted a loan of € 100,000 to invest in my business of agricultural production that I have to repay in 10 years with a very low interest rate of their share is 3% on my duration of loan and there the next morning, I received the money without protocol. Need personal credit, your bank refuses to grant you loan, you are CDI and other please contact them and you tighten satisfied but attention to you who do not like repay loans. Here is their mail : [email protected]

  • Lukas Moore

    *We offer funding open to all viable sectors with a 2% interest rate and we
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  • Samantha Thornhill

    Hi, Am Samantha Thornhill from Louisville, Kentucky. I would like to bring this to the notice of the public about how i met Mr John Martin, the managing director of Bradley Brooks Loan Home after i lost my job and being denied loan by my bank and other financial institution due to my credit score. I could not pay my children’s fees. I was behind on bills, about to be thrown out of the house due to my inability to pay my rent, It was during this period my kids were taken from me by foster care. Then i set out to seek for funds online where i lost $3,510 that i borrowed from friends which i was rip off by two companies. Until i read about: Bradley Brooks Loan Home ([email protected]) where i was granted a loan of $22,000 to pay up my debts and to start up a business. You can as well give them a call or text at: +1 937-556-6634. Why am i doing this?. I am doing this to save as many that are in need of a loan not to be victim of scams on the internet. Contact Info: [email protected] Call or Text at: +1 937-556-6634.

  • Peter James

    Are you in any kind of financial difficulties? Do you need a loan for
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  • Mary Schmidt

    HOW LLOYDS BANK GRANTED ME AN XMAS LOAN!!!

    I am a single mum with kids to take care of. My name is Mary Schmidt, I am from Hokendauqua Pennsylvania.for the pass 5 months I have been in a financial mess, A couple of weeks ago a friend of mine told me about how LLOYDS BANK helped her by granting her an Xmas loan with a low interest rate of 3% and better repayment schedule. She also told me they can help me out of my financial situation too. I never believed her cause I have been to different Banks/loan lenders who could not help me due to my poor credit score. She advised I give it a try, so I mailed them via email:[email protected], and explain all about my financial situation to them, they took me through the loan process and granted me a loan of $450,000.00 27th of October as I have applied for and today I have a business of my own which I’m proud of and I can as also take care of my Xmas bills. all i did was to follow the term and condition of the loan. I’m so happy I did. I’m sharing this today cause I care about you all, I known how it feels to be in a financial mess I can never stop thanking them for their help. I’ll keep telling the world about their kindness in my life If you must contact any bank or firm to get any amount of loan you need please contact email:[email protected]. Thanks

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    DEAR ESTEEMED LOAN APPLICANT’S

    Do you need an urgent loan to pay off your bills,or you need a loan to stabilize your business,worry no more because TOM BRATFORD LOAN COMPANY is here to help you in granting various loans to any interested & serious minded applicant’s because we offer worldwide loan to any part of the world,we will be glad to receive your loan request today through our email below:
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    LOAN APPLICATION FORM TO BE FILLED
    ———————————-
    1} Full Names:
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    BEST REGARDS

    TOM BRATFORD

  • credit union

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  • I am Carolyn V. Metnick,from Ohio USA, i want to use this great medium to announce this lender Danny Winchester who is really a God sent to my family. few months back i was in search of a loan from the internet where i was scammed of $3250.00, i never thought i will ever apply for a loan on the internet again before i met a posit about this lender made by one Winchester who also got a loan from them, then i took a try again, after loan processing i was ask to provide my banking details which i did and to my greatest surprise i was granted a loan of $45,000.00 at first i thought it was a joke until i got to the bank to confirm and it was true, i was overwhelmed with joy. so i want you all who desire a loan and are capable of paying back the funds at the due time to contact: [email protected] or call them on +1 530-924-053 and be a partaker of my testimony ….

  • john part

    i am JOHN PART I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit. But as God would have it, i was introduced to a Man of God a private loan lender by a friend named Mr. James and i got a loan sum of 10,000USD and today am a business owner and my kids are doing well at the moment. So dear,if you must contact any firm with reference to securing a loan with low interest rate of 2% and better repayment plans and schedule,please contact Mr John perry he doesn’t know that am doing this but am so happy now and i decided to let people know more about him,he offers all kinds of loans to both individuals and company and also i want God to bless him more. You can contact his company through this email [email protected]

  • john part

    i am JOHN PART I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit. But as God would have it, i was introduced to a Man of God a private loan lender by a friend named Mr. James and i got a loan sum of 10,000USD and today am a business owner and my kids are doing well at the moment. So dear,if you must contact any firm with reference to securing a loan with low interest rate of 2% and better repayment plans and schedule,please contact Mr John perry he doesn’t know that am doing this but am so happy now and i decided to let people know more about him,he offers all kinds of loans to both individuals and company and also i want God to bless him more. You can contact his company through this email [email protected]

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    Имя г Лопес
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  • James Goold

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  • credit union

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  • john part

    i am JOHN PART I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit. But as God would have it, i was introduced to a Man of God a private loan lender by a friend named Mr. James and i got a loan sum of 10,000USD and today am a business owner and my kids are doing well at the moment. So dear,if you must contact any firm with reference to securing a loan with low interest rate of 2% and better repayment plans and schedule,please contact Mr John perry he doesn’t know that am doing this but am so happy now and i decided to let people know more about him,he offers all kinds of loans to both individuals and company and also i want God to bless him more. You can contact his company through this email [email protected]

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  • sarah

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  • Mrs rabecca Stanley

    https://uploads.disquscdn.com/images/a9ee7013d0c2c866c9546592e88803eafa038358180f31bb39b5fc7a154dfca0.jpg

    Hello my brothers and sisters, we are license private company, we offer all kinds of loan at a very interest rate 2%, brought you good news from sun trust private company, where you can get your loan very fast without any form of delay or stress, if you are interested for any kinds of loan please do apply now [email protected] .

  • thomas

    MY NAME IS THOMAS MAXWELL THE CEO OF MAXWELL LOAN INVESTMENT
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    REGARDS
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  • Carpa Holdings

    Apply for any kind of loan at a very low rate of interest as convenient for your repayment of both principal and interest as at when due. Your happiness is our concerns in growing your business with the required funds and other financial commitment .Apply via: [email protected]