By Stockholm School of Economics
Giving an overview of the strong Stockholm fintech scene, this report details consumer awareness of fintech, fintech players, investments, fintech talent, global comparisons, trends, and crowdfunding.
Blockchain Innovation in Europe
By EU Blockchain Observatory & Forum
This report gives an introduction to what blockchain is, examines Europe’s strengths and weaknesses in the technology, and gives suggestions to what the EU should prioritise regarding blockchain.
By Central Bank of Ireland
Topics such as venture capital, SME-bank relations, and SME access to finance are covered. The report discusses these topics and more using graphs with short accompanying texts and pop-out boxes, giving readers a thorough overview of the market, including credit demand and credit growth by sector.
Analysis of Central Clearing Independencies
By Financial Stability Board
This report presents an analysis of central counterparties (CCPs) around the globe. It concludes that, amongst other things, clearing members and affiliates provide critical services to CCPs, exposure to CCPs are concentrated amongst a few entities, and prefunded financial resources are concentrated at a small group of CCPs.
An Introduction of Hyperledger
By Hyperledger
Besides giving an overview of blockchain, it details use-cases for the technology as well specific Hyperledger enterprise blockchain applications for said use-cases. The paper also expands on Hyperledger’s current projects and tools.
On the Rise of FinTechs – Credit Scoring using Digital Footprints
By Tobias Berg, Valentin Berg, Ana Gombović, Manju Puri
This paper analyses information in digital footprints for predicting consumer default, demonstrating that simple variables from them equal or surpass information content of credit bureau scores, amongst other findings. Results potentially have wide-ranging implications for financial intermediaries’ business models, regulators, firms, consumers, and credit access for the unbanked.
RegTech: Opportunities for More Efficient and Effective Regulators Supervision and Compliance
By Milken Institute Center for Financial Markets
This report is meant to help guide US policymakers in regtech, and analyses how regtech’s two main branches, compliance technology and supervisory technology, will evolve in the country. Suggestions for policymakers include setting up an interagency regtech task force and a regtech caucus, the latter to explore the sector’s potential to create safer and more efficient financial markets.