A journey through the FCA regulatory sandbox
By Deliotte

The FCA’s sandbox was built for firms to test innovative products. Deloitte spoke to firms that are participating or have participated in the sandbox about their experiences in the journey. The majority of those spoken to said their journey through the sandbox delivered tangible value.

The Tech Effect: How the Digital Age Is Changing Investing
By Ameritrade

This short report surveyed 1,000 US investors on technology’s impact on their jobs and personal lives. The investors surveyed found that although technology is good for uses like optimisation, customising portfolios, and simple analysis, but they prefer talking to other people when it comes to investment concerns or questions.

Technological Change and Financial Innovation in Banking: Some Implications for Fintech
By Federal Reserve Bank of Atlanta

Financial intermediation has significantly changed over the last 30 years, much due to technology. This paper describes how tech change and financial innovation affect social welfare, and takes a look at specific financial innovations, including at how fintech innovation is transforming banking.

Harnessing technology for more inclusive and sustainable finance in Asia and the Pacific
By Asian Development Bank

This short report looks at financial innovation in Asia and the Pacific, specifically detailing fintech, access to technology, service and firm-level development, and more. It also sets out challenges and implications for the region.

2018 FDIC Small Business Lending Survey
By FDIC

This survey takes as a point of departure the paucity in information on small business lending by banks. 1,200 banks responded to the survey, which found, amongst other things, that banks lend more to small business than is currently measured, and small banks are more flexible in engaging start-ups.

Global Market Infrastructure: Solving Big Customer Problems
By Oliver Wyman

This report looks at how market infrastructure providers can achieve growth, detailing their recent performance, assessing market growth as being more like big techs than traditional financial services players, giving an outlook for the future, and more.

Crypto-asset markets: potential channels for future financial stability implications
By Financial Stability Board

Crypto-assets do not presently pose a material risk to global finical stability, argues this report. Yet, the assets bring up boarder policy issues that merit close monitoring. In supporting these views, the report considers primary risks in crypto-asset markets, transmission channels affecting financial stability, and regulatory approaches.

IMF Annual Report
By IMF

This sweeping report discusses topics such as making growth sustainable, economic surveillance, lending, and gives regional highlights. It is a thorough look into one of the world’s premier international financial institutions.