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Achieving Digital Growth in Wealth, Investing and Insurance

Industry challenges and customer demands are changing, take advantage.

Financial Services has traditionally lagged behind other industries in digital innovation, primarily due to regulations, high technology delivery costs and lack of people with financial expertise within technology firms. The regulatory landscape is changing now more than ever, and modern technologies if selected and implemented correctly are far more robust, scalable and cost effective to operate.

Financial Technology (FinTech) firms have reacted to ever increasing industry and customer demands by innovating in areas such as robotic automation, API usage, machine learning, and developing simple and efficient digital business models to attract and retain customers at scale. In recent years at WealthObjects, we have seen increasing demand from financial institutions to utilise technology for launching digital solutions for Customers and Advisers/Agents/RMs, or upgrading their existing platforms leading to improvements in cost/work efficiency and increased revenues.

We were surprised by some of the findings, know what ‘digital’ means to you.

Wealth and Asset Management is now seen as a disruptive sector and the consensus is that globally the future of wealth management is ‘Digital’. Through our experience of delivering digital business models to clients across EMEA and APAC we have seen that ‘Digital’ is not just for young or millennial investors, and that many mass affluent and high net worth investors are willing to switch providers for a superior digital experience with a highly personalised and efficient Adviser/RM service.

Equally, we were surprised to learn that young professionals also prefer an element of human interaction for financial advice as their goals grow over time – as an additional hybrid advisory option alongside a transparent digital advice proposition. Digital may mean different things to different firms – but one constant is that firms must adopt a digital approach to their entire front to back office functions to evolve and grow. WealthObjects through its multi award winning End-to-End Platform, Flexible Modules, and API packages delivers a variety of digital solutions for firms of all sizes who are looking to launch or improve to take advantage of digital customer growth.


Building a partnership is great, pause before pushing ahead.

Financial institutions can progress their digitalisation by partnering with FinTechs who have an agile and innovative culture, enabling firms to launch solutions faster and more cost-effectively to stay competitive. Whilst partnering, it is important not to overlook the FinTech firm’s strategy and the people behind it. Capable people with both financial and technical expertise are needed to build good tech, and to future-proof it in the long-term. As well as a deep-dive into the people and technology, take a good look at the solution’s adaptability to various markets and regulations, philosophy of ongoing innovation and critically the ongoing delivery of quality project management and support capabilities to help you grow your business.

At WealthObjects, experience has taught us that the most effective option is to collaborate, and develop a true long-term partner relationship with our clients. Partnerships where both contribute to, and share will be the winners in the long term. As the financial services sector continues to change with the introduction of new technologies, with opening up of regulations, and when existing business models are under constant threat from disruption, the need for collaboration is greater than ever to produce truly customer centric propositions. We firmly believe that good partnerships with the right people and purpose will not only deliver good business outcomes but also good customer outcomes.

About WealthObjects

WealthObjects is an independent, employee-owned company with no external investors, and partners with financial firms of all sizes across EMEA and APAC regions. We specialise in launching engaging, innovative and regulatory compliant digital wealth, investing, saving and insurance propositions. We helped many satisfied clients with launching modern investing and advisory platforms, and improving their existing offerings through modular APIs and automation technology.

We are a B2B Fin+Tech firm with significant subject matter knowledge in investments, digital business models and complex technology integrations. Since launching in 2015, our solutions and client projects have received industry recognition and won numerous awards including Best Wealth Platform, Innovative FinTech Solution, The Banker’s Tech Projects Award for Best Artificial Intelligence and Robotics Project, and was a Finalist in the Gartner Eye on Innovation Award for Financial Services. Learn more about us at

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