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Balancing innovation and regulation: FinTech trends and challenges

“In the trends that are being highlighted in this review, a few things float to the top: Non bank financial service models, regulation under review, and consumers taking control of their data. For instance, this piece highlights the development of the “super app” in the payments sphere, which aggregate different services for the user regardless of their “vertical origins” and aim to operate with a “frictionless, invisible interface” and will “integrate PayTech as part of the native user interface, providing a seamless pay-out facility.”

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