XTransfer is a one-stop cross-border financial and risk management service company that specializes in helping SMEs reduce the barrier and cost of global expansion and enhance their global competitiveness. Headquartered in Shanghai, it has branches in China's major foreign trade cities such as Hong Kong, Shenzhen and has set up offices in major export destinations including the United Kingdom, the United States, Canada, Japan, Australia, Singapore, and the Netherlands. To date, XTransfer has obtained local payment licenses in Hong Kong, the United Kingdom, the United States, Canada, and Australia.

XTransfer partners with well-known international banks and financial institutions. XTransfer has built a global multi-currency settlement network along with a data-based, automated, internet-powered, and intelligent risk management infrastructure, providing foreign trade collections, multi-currency networks, risk management services, customer relationship management and other integrated solutions. XTransfer has connected large financial institutions with SMEs through technology, helping them enjoy the same level of cross-border financial services as multinational corporations.